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0% APR Finance

Outstanding value. No deposit. No interest.

At Centre for Dentistry we’re striving to make dental treatment accessible and affordable so that everybody can have a healthy smile.

We understand that paying for all of your dental treatment upfront can be difficult. To help, we offer ‘no interest and no deposit’ finance plans for all treatment plans over £500.

Our simple finance plan allows you to spread the cost of your treatment over an agreed period of up to 12 months to fit your budget (subject to status and terms and conditions and successful application).

Please see FAQs below or call into your nearest practice in Sainsbury’s to find out more.

What treatment qualifies for 0% finance?

For treatments of £500 and above, you will be able to apply for 0% finance. You can use the 0% finance facility to fund more than one dental treatment. Applications must be made before treatment commences.

Full terms and conditions will be given by the provider at the time of application.

What amount can I borrow?

Options are available to borrow an amount sufficient to cover any treatment plan that we offer, subject to your credit application. Repayments are made in monthly instalments collected by direct debit.

Here are some examples:

Zero percent finance for dental treatment - examples

Is there really no interest?

Yes, 0% finance is just that. Paying off your treatment over 12 months or less, you simply pay for your treatment and nothing else. You pay no interest on the loan amount. Your total treatment cost is simply divided over the number of months you wish to pay it off, up to a maximum of 12 months.

Can I have finance over more than 12 months?

Longer payment terms are not possible. We offer interest free finance up to a maximum period of 12 months.

How do I apply?

Apply in 3 easy steps:

  1. Agree your treatment plan and prices with your dentist
  2. Before you begin treatment, apply online in the practice through our finance partners, where our team will guide you through the credit application process. We will complete the process as quickly as possible. You will then find out if your application has been successful.
  3. Once credit is agreed, your treatment can commence.

What are the terms and conditions?

Our finance plans are delivered through our finance partners. Your application is made directly with the lender. Up to date terms and conditions will be issued to you at the time of application. Please check these terms carefully before you enter into any agreement.

What information do I need to apply for finance?

You will need valid identification, such as a passport, driving license or bank card to complete your application. Please also have to hand your bank account details that you would like to pay your monthly instalments from.

Can I repay my finance early?

Yes, this is possible but it needs to be dealt with via our lender. Please contact them directly for any questions relating to finance repayment.

Can I change my direct debit date?

Yes. Once the account has been set up and you have been notified of your repayment date, if this is not convenient for you, you can amend this date via our finance partners directly, but it must be within the same calendar month.

What if I need my finance refunding for any reason?

We hope that you will be happy with your treatment with us. If, for any reason, you require a refund for treatment that is covered by your finance plan, this needs to be processed via our lender. In the first instance, please speak to your practice who will be able to advise the correct course of action.